Give us a call!

(469) 737-0027

Text us!

(469) 737-0027

Send us an Email!

Fix & Flip Financing

Hard Money

Real Estate Fix and Flip

  • Straight Acquisition

  • Acquisition and Rehab

  • Refinance

  • Cash-Out

We recognize that real estate investors might have a hard time obtaining financing for fix and flip or buy and hold deals, and so our goal is to help investors obtain capital to fund these deals. Loans from $75K to $2.5M+ can be used for:

  • Straight Acquisition

  • Acquisition and Rehab

  • Refinance

  • Cash-Out

We recognize that real estate investors might have a hard time obtaining financing for fix and flip or buy and hold deals, and so our goal is to help investors obtain capital to fund these deals. Loans from $75K to $2.5M+ can be used for:

Loan Programs

Lending Criteria

Term

Loan Amount

LTV

Property Types

FICO

Residential Fix and Flip (Rehab

Cash Now)

12 Months

$75K to $2.5M+

Up to 85% of the purchase price; Up to 65% Refinance; Up to 50% Cash-Out

Non-owner occupied 1-4 family residential

No set minimum

Residential Fix and Flip (ARV)

12 Months

$75k to $2.5M+

Up to 85% of the purchase price + up to 100% of renovation costs; Not to exceed 75% of the ARV

Non-owner occupied 1-4 family residential

600 minimum

Residential Buy & Hold

12 Months

$75k to $2.5M+

Up to 85% of the purchase Price; Up to 65% Refinance; Up to 50% Cash-Out

Non-owner occupied 1-4 family residential

No set minimum

Contact us today if you have a loan transaction to discuss or submit

CONNECT WITH ON TOP FUNDING

CONTACT US

(469) 737-0027

Ontopfunding.com is a website operated by On Top Funding, LLC. By accessing this site and any pages thereof, you agree to be bound by our terms of use and privacy policy. The use of this website does not constitute an application for a mortgage loan or an offer by On Top Funding, LLC to lend.

On Top Funding, LLC is licensed in AZ (License #: 0932325), CA (Loans made or arranged by On Top Funding, LLC pursuant to a California Finance Lenders Law license # 60DBO-46258), MN (MN-MO-1045656), and OR (ML-5571). Please visit www.nmlsconsumeraccess.org for more licensing information.

This is not an offer to lend. All offers of credit are subject to due diligence, underwriting and approval. Not all borrowers will qualify and not all borrowers that qualify will receive the lowest rate or best terms. Actual rates and terms depend on a variety of factors and are subject to change without notice.

©2024 On Top Funding, LLC. All Rights Reserved.

Lending Criteria

Term

Loan Amt.

LTV

Property Types

FICO

Residential Fix and Flip (Rehab

Cash Now)

12 Months

$75K to $2.5M+

Non-owner occupied 1-4 family

residential

Up to 85% of the purchase price; Up to 65% Refinance; Up to 50% Cash-Out

No set minimum

Residential Fix and Flip (ARV)

12 Months

$75k to $2.5M+

Up to 85% of the purchase price + up to 100% of renovation costs; Not to exceed 75% of the ARV

Non-owner occupied 1-4 family residential

600 minimum

Residential Buy and Hold

18 Months

$75K to $2.5M+

Up to 85% of the Purchase Price; Up to 65% Refinance; Up to 50% Cash-Out

Non-owner occupied 1-4 family

residential

No set minimum

Contact us today if you have a loan transaction to discuss or submit

CONNECT WITH ON TOP FUNDING

QUICK LINKS

CONTACT US

(469) 737-0027

Ontopfunding.com is a website operated by On Top Funding, LLC. By accessing this site and any pages thereof, you agree to be bound by our terms of use and privacy policy. The use of this website does not constitute an application for a mortgage loan or an offer by On Top Funding, LLC to lend.

On Top Funding, LLC is licensed in AZ (License #: 0932325), CA (Loans made or arranged by On Top Funding, LLC pursuant to a California Finance Lenders Law license # 60DBO-46258), MN (MN-MO-1045656), and OR (ML-5571). Please visit www.nmlsconsumeraccess.org for more licensing information.

This is not an offer to lend. All offers of credit are subject to due diligence, underwriting and approval. Not all borrowers will qualify and not all borrowers that qualify will receive the lowest rate or best terms. Actual rates and terms depend on a variety of factors and are subject to change without notice.

©2024 On Top Funding, LLC. All Rights Reserved.